Vehicle
Andres Pineda (Personal)
Date First Investment
November 5, 2025
Invested?
Yes
Last edited time
Dec 23, 2025 2:54 AM
Market Cap
Platform
Schwab
Type
Growth
Why? Why not?
AI-driven Neobanks productivity increases, reducing the need for a large workforce while significantly boosting return on equity (ROE). • Current state: $300 billion in assets, 100,000 full-time employees, mid-teens ROE. • Future state: $300 billion in assets, 5,000 full-time employees, 50% ROE.