Vehicle
Andres Pineda (Personal)
Amount Invested
Date
Invested?
Yes
Platform
Schwab
Why? Why not?
AI-driven Neobanks productivity increases, reducing the need for a large workforce while significantly boosting return on equity (ROE). • Current state: $300 billion in assets, 100,000 full-time employees, mid-teens ROE. • Future state: $300 billion in assets, 5,000 full-time employees, 50% ROE.